Invest and save with confidence
Earn 4.5% in the first year, increased automatically to 4.9% in the second year of your investment.
- Registered accounts include RRSP, RRIF, RESP, TFSA or RDSP
- Deposits 100% guaranteed†
- $100 minimum
Our term deposits provide:
- A great way to earn higher interest on money you don't need for day-to-day expenses
- A no-risk savings strategy with guaranteed principal
- The option to consider term rates based partially or wholly on market performance, for higher potential growth
- Term lengths from as short as 30 days up to 5 years
- Low minimum deposits
- Competitive interest rates
- Deposits are 100% guaranteed†
Our financial experts will work with you to find the solution that best meets your needs.
Short-Term Non-Redeemable
Guaranteed growth for as little as 30 days.
- Laddered rate 30-364 days
- $500 minimum RRSP, RRIF &
- TFSA eligible
Long-Term Non-Redeemable
Guaranteed growth over the long term.
- Laddered rate
- 1-5 years, $500 minimum
- RRSP, RRIF, RESP, TFSA, RDSP & FHSA eligible
FLEXterm Term Deposit
Even small deposits can work harder.
- 1- or 2-year options
- $100 minimum
- RRSP, RRIF, TFSA, FHSA eligible
Jump Rate® Term Deposit
Flexibility with a guaranteed rate of return.
- 18 months
- $500 minimum
- RRSP, RRIF, RESP, TFSA & RDSP eligible
Escalator® Term Deposit
Growth that escalates over the long term.
- Laddered rate
- 2, 3 or 5 year terms
- $100 minimum
- RRSP, RRIF, RESP, TFSA, RDSP eligible
GuaranteePlus Term Deposit
Guaranteed return plus potential.
- Market performance based rate
- 3 or 5 years
- $500 minimum
- RRSP, RESP & TFSA eligible
Global Performance Term Deposit
Growth based on international stocks.
- Market performance-based rate
- 5 years
- $500 minimum
- RRSP, RESP & TFSA eligible
Responsible Option Aggressive Guaranteed Term Deposit
ESG values for sustainable growth.
- 3 year non-redeemable
- $500 minimum
- Higher potential return
U.S. Term Deposits
Guaranteed growth over the long term.
- 30 days – 1 year
- $500 minimum
- Interest at maturity
Term Deposit Classifications
Kelly Gares
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Our team of experienced professionals are here to answer any questions you may have.
† Deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC).
* Rates are subject to change without notice at any time.